Internet Point and Insurance Reduction Program

New York State Internet Point and Insurance Reduction Program
Defense Driving Now 100% Online!
First Internet PIRP Course Approved by the New York State DMV

  • 10% Car Insurance Discount for 3 Years
  • 4 Points Reduced from Driving Record
  • No-Cost Certificate and Reporting to the DMV
  • No Classroom
  • Complete Course on Your Schedule

Approved by the NYS DMV in:

  • Albany
  • Binghampton
  • Brentwood
  • Buffalo
  • Chautauqua
  • Checktowaga
  • Elmira
  • Glenn Falls
  • Hempstead
  • Hudson Valley
  • Ithica
  • Kingston
  • Levittown
  • Long Island
  • Mount Vernon
  • New Rochelle
  • New York
  • Niagara Falls
  • Rochester
  • Poughkeepsie
  • Plattsburgh
  • Tonawanda
  • Troy
  • Schenectady
  • Utica
  • White Plains
  • Yonkers
  • I saved $350 a year without a quote or
    changing companies!

    – Jennifer, Brooklyn

  • The 100% online course was easy and
    convenient with no final exam!

    – Michael, Rochester

  • I removed four points from my record
    and still received an insurance discount!

    – Lisa, Albany

About Our Course

*This New York Defensive Driving Course is provided to you by the American Safety Council, Inc. and is approved by the New York State Department of Motor Vehicles. This course teaches you driving strategies that help minimize the risks associated with road hazards. It also includes relevant and important State of New York traffic laws to help you practice safe techniques while driving and prevent collisions.

After completing this New York Defensive Driving course, you will receive a mandatory 10% car insurance reduction in your base rate of liability, no-fault and collision premiums. This New York auto insurance discount will be applied for 3 years. Did you receive a traffic ticket? This NYS DMV approved defensive driving course can also reduce up to 4 points on your driving record.

To start this New York defensive driving course online, click Register Now.

Defensive Driving Course Online for New Yorkers

Our New York Department of Motor Vehicles approved Defensive Driving Course teaches you important strategies in keeping safe while driving. By teaching New York State traffic laws, this New York Defensive Driving course has been designed to help reduce involvement in New York traffic collisions. Our goal is to lessen associated driving risks by renewing your driver training.

When you complete this online defensive driving course, you will be eligible to receive your mandatory 10% insurance reduction each year for three years. This course is 100% online and allows you receive up to a four point reduction on your driver's license (when applicable). Our New York defensive driving course meets the NYS DMV standards and provides quick and easy access for New York drivers.

How to Get Your Discount

To receive your car insurance discount, you must complete a 6-hour New York Defensive Driving course (also known as an accident prevention course). This course is approved by the New York Department of Motor Vehicle’s Internet Point and Insurance Reduction Program or (IPIRP).

When you have completed the course, you will be sent a Certificate of Course Completion. Simply, deliver this certificate to your insurance company by fax or mail. Your insurance company will then apply your discount.

Questions? Call us at 1-800-393-1063!

If you have any questions, please send e-mail to or call us at 1-800-393-1063. We look forward to serving you.